Requesting credit means sharing sensitive details. This page explains the safeguards elasticlendingloan.com uses to protect information submitted through our site and the steps you can take to protect yourself when researching Elastic lending loans or any credit product.
How we protect your information
| Safeguard | What it means |
|---|---|
| Encryption in transit | All pages are served over HTTPS using modern TLS, with HTTP Strict Transport Security (HSTS) enabled |
| Data minimization | We ask only for information needed to process a request and do not store full bank or SSN data on our web servers longer than necessary |
| Access controls | Access to request data is limited to authorized personnel and providers, using least-privilege permissions and multi-factor authentication |
| Secure forms | Request forms are delivered by a secure form provider, with bot detection and validation to prevent automated abuse |
| Vendor oversight | Service providers and lending partners must maintain safeguards consistent with applicable law, including the FTC Safeguards Rule where it applies |
| Monitoring | We monitor for suspicious activity and review security settings when we change site features |
What we will never ask you for
- Your online banking username or password
- One-time passcodes sent to your phone or email
- Upfront fees paid by gift card, wire transfer, cryptocurrency or payment app
If anyone claiming to represent us asks for these, stop and read our Fraud Prevention page.
Tips to protect yourself
- Check that the address bar shows https:// and the correct domain before entering information.
- Use a private, trusted device and network — avoid public Wi-Fi for financial forms.
- Use unique passwords and enable multi-factor authentication on your email and bank accounts.
- Review your bank statements and free credit reports at AnnualCreditReport.com regularly.
- Consider a credit freeze when you are not applying for credit.
Responsible disclosure
If you believe you have found a security vulnerability on elasticlendingloan.com, please report it through our contact page (choose "Report an error") with enough detail for us to reproduce it. Please do not access or modify other users' data, disrupt the service or publicly disclose the issue before we have had a reasonable opportunity to fix it. We appreciate good-faith research.
If an incident occurs
If we learn of a security incident affecting your personal information, we will investigate promptly and notify affected individuals and regulators as required by applicable state and federal law.
Read more in our Privacy Policy.
Fraud Prevention
How to recognize loan scams and impersonation — and what to do if you're targeted.
Scammers target people who need money quickly, sometimes by pretending to be well-known lenders or websites. Whether you are researching Elastic lending loans or any credit, this page shows how to recognize fraud and what to do if you are targeted.
What we will never do
| We will never… | Why it matters |
|---|---|
| Ask for an upfront fee to "release," "insure" or "guarantee" credit | Advance-fee schemes are a leading form of loan fraud |
| Ask for payment by gift card, wire, cryptocurrency or payment app | These methods are hard to trace or reverse |
| Ask for your online banking password | Legitimate services never need it |
| Ask for one-time passcodes sent to your phone or email | Codes let criminals take over accounts |
| Promise guaranteed approval | Every lender makes its own decision |
| Ask you to deposit a check and send money back | This is a fake-check scam |
How to verify you are dealing with a legitimate company
- Type the website address directly into your browser rather than clicking a link in a text or email.
- For an existing account, use contact details from your agreement or statement — not from an unexpected message.
- Check that any lender is licensed where required by searching your state regulator's website.
- Be suspicious of pressure, urgency and requests for secrecy.
If you think you've been targeted
- Stop communicating and do not send money.
- Contact your bank immediately if you shared account information or sent a payment.
- Report fraud to the Federal Trade Commission at reportfraud.ftc.gov.
- Identity theft: get a personalized recovery plan at IdentityTheft.gov.
- Freeze your credit with Equifax, Experian and TransUnion — it's free.
- Tell us through our contact page if someone used our name.
For a full checklist, read How to Spot and Avoid Loan Scams and our Security page.
Last reviewed October 17, 2026. Information reflects published Elastic® line of credit terms at the time of review and may change. Always read the lender's Line of Credit Agreement before you borrow.