Effective date: October 17, 2026. This Privacy Policy explains how elasticlendingloan.com ("we," "us") collects, uses and shares information when you use our website.
Information we collect
- Information you provide: name, contact details, income, employment, housing and banking information you enter in a request or contact form.
- Automatically collected: IP address, browser type, device information, pages visited and referring URLs, via cookies and similar technologies.
How we use information
- To process your credit request and share it with participating lenders and their service providers so they can evaluate it
- To verify identity and prevent fraud
- To respond to your questions and send service messages
- To improve our website and content
- To comply with legal obligations
How we share information
When you submit a credit request, you authorize us to share your information with lenders and service providers who may review it, verify it with consumer reporting agencies and contact you about offers. We also share data with service providers (hosting, analytics, security) under confidentiality obligations, and when required by law. We do not sell your information for money.
Cookies
We use essential cookies to operate the site and analytics cookies to understand usage. You can control cookies through your browser settings.
Security
We use encryption (TLS), access controls and secure hosting. No method of transmission is 100% secure, but we work to protect your information.
Your rights
Depending on your state (for example, California, Colorado, Virginia, Connecticut, Texas and others with consumer privacy laws), you may have rights to access, correct, delete or opt out of certain uses of your personal information. Submit requests via our contact page by choosing "Privacy request." Financial information collected by lenders is also governed by the Gramm-Leach-Bliley Act and the lender's own privacy notice.
Children
Our services are for adults 18+ and we do not knowingly collect information from children under 13.
Changes
We may update this policy and will post the new effective date on this page.
Cookie Policy
How elasticlendingloan.com uses cookies and similar technologies, and how you can control them.
This Cookie Policy explains how elasticlendingloan.com ("we," "us," "our") uses cookies and similar technologies when you visit our website, read our Elastic lending loans guides or submit a credit request. It should be read together with our Privacy Policy.
What cookies are
Cookies are small text files placed on your device by a website. Similar technologies include pixels, local storage and software development kits. They allow a site to remember your actions and preferences, measure traffic and keep forms secure.
Types of cookies we use
| Category | Purpose | Can you disable? |
|---|---|---|
| Strictly necessary | Page delivery, load balancing, fraud prevention and form security (for example, preventing automated submissions) | No — the site will not work properly without them |
| Functional | Remembering choices such as a collapsed menu or a calculator setting | Yes, via browser settings |
| Analytics | Understanding which pages are read and how visitors move through the site, using aggregated data | Yes |
| Advertising / attribution | Measuring whether a visit came from a partner or advertisement and whether a request was submitted | Yes — see Your Privacy Choices |
First-party and third-party cookies
First-party cookies are set by elasticlendingloan.com. Third-party cookies are set by service providers such as analytics, hosting, security and lead-form providers that help us operate the site. Those providers may process information under their own privacy policies, and we require them to use it only to provide services to us where applicable law requires.
How long cookies last
- Session cookies expire when you close your browser.
- Persistent cookies remain for a set period — typically from a few days up to 13 months — unless you delete them.
Your choices
- Browser controls: Most browsers let you block or delete cookies. Blocking strictly necessary cookies may prevent the application form from working.
- Global Privacy Control (GPC): We treat a valid GPC signal as a request to opt out of the sale or sharing of personal information for that browser.
- Opt-out request: Use our Your Privacy Choices page.
Do Not Track
There is no uniform industry standard for "Do Not Track" browser signals. We honor GPC as described above.
Changes to this policy
We may update this Cookie Policy when our technologies or legal requirements change. The effective date above shows when it was last revised. Questions can be sent through our contact page.
Your Privacy Choices
Opt out of the sale or sharing of personal information and exercise your state privacy rights.
Several U.S. states give residents rights over their personal information. This page explains those rights, how to opt out of the "sale" or "sharing" of personal information, and how to submit a request to elasticlendingloan.com. It supplements our Privacy Policy.
Do Not Sell or Share My Personal Information
We do not sell personal information for money. However, some state laws define "sale" or "sharing" broadly enough to include certain cookie-based advertising and attribution. You can opt out by:
- Enabling the Global Privacy Control (GPC) signal in your browser — we honor it automatically for that browser; or
- Submitting an opt-out request through our contact page (choose "Privacy request").
When you submit a credit request for Elastic lending loans or similar credit, you direct us to share your information with participating lenders so they can evaluate it. That disclosure is made at your direction to provide the service you asked for.
California notice at collection (CCPA/CPRA)
| Category | Examples | Purpose | Retention |
|---|---|---|---|
| Identifiers | Name, email, IP address | Processing requests, fraud prevention, communications | Up to 5 years or as required by law |
| Financial / customer records | Income, employer, bank account details entered in a request | Sharing with lenders at your direction | Up to 5 years |
| Sensitive personal information | SSN, account numbers | Identity verification and credit evaluation only | Only as long as needed |
| Internet activity | Pages viewed, referring URL | Analytics, security, attribution | Up to 25 months |
| Geolocation (approximate) | State derived from IP or ZIP | Confirming product availability | Up to 25 months |
| Inferences | Likely interest in credit products | Content and marketing measurement | Up to 25 months |
We use sensitive personal information only for purposes permitted by law, such as providing the requested service and verifying identity, and not to infer characteristics about you.
Your rights
Depending on your state of residence (including California, Colorado, Connecticut, Virginia, Utah, Texas, Oregon and others with comprehensive privacy laws), you may have the right to:
- Know or access the personal information we hold about you
- Correct inaccurate information
- Delete personal information, subject to legal exceptions
- Opt out of sale, sharing or targeted advertising
- Limit use of sensitive personal information
- Appeal a decision we make about your request
- Not receive discriminatory treatment for exercising your rights
How to submit a request
- Go to our contact page and select "Privacy request."
- Tell us which right you wish to exercise and your state of residence.
- We will verify your identity using information you previously provided. We never ask for your full SSN through the contact form.
- We respond within the time required by law, typically 45 days.
An authorized agent may submit a request on your behalf with signed permission. Financial information collected by lenders may be governed by the Gramm-Leach-Bliley Act and the lender's own privacy notice rather than state privacy laws.
Last reviewed October 17, 2026. Information reflects published Elastic® line of credit terms at the time of review and may change. Always read the lender's Line of Credit Agreement before you borrow.